Holistic Financial Counseling

Providing training and certification for credit, debt, housing, and financial counseling professionals. Our mission is to increase professionalism, standards, ethics, and positive recognition in the financial counseling industry. We believe that financial counseling represents an important consumer service and that education is the key for enhanced on-the-job effectiveness, employment satisfaction, and client retention


Society of Financial and Career Counseling Professionals Event

Please join us for the Inauguration of the Society of Financial and Career Counseling Professionals. This event will be held at the luxurious Embassy Suites in Downtown West Palm Beach during August 25-27.

Step 1


Use our secure online ordering system to enroll online and receive access to study materials and members only portions of our website

Step 2


Review the courseware as a self-paced study program and/or enroll in one of our affiliates review seminars or webinars

Step 3


Complete a 100 question proctored exam to complete initial certification requirements.

Step 4


Complete 16 hours of continuing education every 2 years to qualify for certification renewal

Fair and Valid Testing

Take a certification test built to truly help.

All exams are monitored by testing and measurement experts (such as industrial/organizational psychologists) to ensure content validity, reliability, and non-discriminatory items for protected classes. Exams are administered through proctoring services offered at universities and community colleges nationwide.

Continuing Education

All the CEUs you need to maintain certification can be found here

To renew your certification as a Credit Counselor, you must complete a total of 16 continuing education units (CEUs) within the two-year period of your current certification.

Learn More

Learn more by contacting us

Webinars and onsite Interactive Review Seminars available!

Contact Us

“For the past 7 years, Heather has provided (and continues to provide) invaluable guidance and one of the best curriculums available for Senior Credit Counselors like myself. She is an excellent Finance Manager and a super Educator”

Yiyi DeanDir. of Housing Counseling at Catholic Charities of Corpus Christi

“I have for the last 9 years held my accreditation through the Agency/ Organization that Heather has spear-headed. . She is very personable, has great follow through and continues to challenge the marketplace with her intergrated business plans.. She has added an additional level of integrity to the National Association of Consumer Credit Counselors.

Sheila HowardA1 Credit Services Inc.

“Heather is very personable and so much fun to work with. I recently attended her Credit Counselor Certification Seminar and it was great. She makes learning easy and fun. Heather brings so much enthusiasm and passion to the class and is very knowledgeable in her field of work. She takes pride in her work and made me feel very confident when I took the certification exam.

Becky NaveTourism Development Specialist at Virginia Tourism Corp.

“Heather has provided educational and training services for staff in my current and previous roles as an employer. Heather is knowledgeable, timely, creative, interesting and full of energy. She has been able to motivate my employees to learn and excel at their jobs. I would highly recommend working with Heather not only has she proven to be an excellent service provider she is a great person to know.

Bonnie CantyPresident at Law Office of Bonnie L. Canty, P.A.
March 23, 2017 in News

Holistic Counseling

Great News! The National Association of Certified Credit Counselors is sponsoring the inauguration of the Society of Financial and Career Counseling Professionals. Participation at the first conference provides automatic membership…

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