Skip to main content

Holistic Financial Counseling and Coaching

Providing training and certification for credit, financial and career professionals. NACCC promotes a holistic approach to counseling and coaching that leads to client empowerment, financial health and career development.


Become a Certified Credit Counselor

Our holistic approach to credit counseling provides our Certified Credit Counselors with the knowledge, skills and abilities to provide effective counseling and teach clients how to improve their financial well-being.

Step 1


Use our secure online ordering system to enroll online and receive access to study materials and members only portions of our website

Step 2


Review the courseware as a self-paced/instructor-led study program and/or enroll in one of our affiliates review seminars or webinars

Step 3


Complete a 100 question proctored exam to complete initial certification requirements

Step 4


Complete 16 hours of continuing education every 2 years to qualify for certification renewal

Fair and Valid Testing

Take a certification test built to truly help.

All exams are monitored by testing and measurement experts (such as industrial/organizational psychologists) to ensure content validity, reliability, and non-discriminatory items for protected classes. Exams are administered through convenient webcam proctoring or proctoring services offered at universities and community colleges nationwide.

Get Started Today
Continuing Education

All the CEUs you need to maintain certification can be found here

To renew your certification as a Credit Counselor, you must complete a total of 16 continuing education units (CEUs) within the two-year period of your current certification.

Find Your CEU


Our company has been utilizing the services of National Association of Certified Credit Counselors (NACCC) to certify/re-certify our counselors for 16 years. We have always been completely satisfied. Heather and the entire team at NACCC, do an excellent job on both newly certified counselor training and its respective initial certification, as well as re-certification and continuing education of current credit counselors. The content of their training is excellent and completely applicable to our credit counselor's jobs in the financial arena. NACCC also trains on the underlying psychology behind the ways and reasons our clients make decisions. This ensures our counselors are well prepared to understand a wide variety of consumer needs and assist them in regaining financial health.

American Credit FoundationAmerican Credit Foundation

For the past 7 years, Heather has provided (and continues to provide) invaluable guidance and one of the best curriculums available for Senior Credit Counselors like myself. She is an excellent Finance Manager and a super Educator

Yiyi DeanDir. of Housing Counseling at Catholic Charities of Corpus Christi

I have for the last 9 years held my accreditation through the Agency/ Organization that Heather has spear-headed. . She is very personable, has great follow through and continues to challenge the marketplace with her intergrated business plans.. She has added an additional level of integrity to the National Association of Consumer Credit Counselors.

Sheila HowardA1 Credit Services Inc.

Heather is very personable and so much fun to work with. I recently attended her Credit Counselor Certification Seminar and it was great. She makes learning easy and fun. Heather brings so much enthusiasm and passion to the class and is very knowledgeable in her field of work. She takes pride in her work and made me feel very confident when I took the certification exam.

Becky NaveTourism Development Specialist at Virginia Tourism Corp.

Heather has provided educational and training services for staff in my current and previous roles as an employer. Heather is knowledgeable, timely, creative, interesting and full of energy. She has been able to motivate my employees to learn and excel at their jobs. I would highly recommend working with Heather not only has she proven to be an excellent service provider she is a great person to know.

Bonnie CantyPresident at Law Office of Bonnie L. Canty, P.A.

Our Partners

Contact Us to Start Your New Career!

Webinars and onsite Interactive Review Seminars available!

Contact Us
November 26, 2021 in Uncategorized

Counseling in Action Software Create viable action plan for your clients• Calculate debt to income ratio and net worth• Evaluate monthly spending plans• Allows evaluation of monthly spending plans• Export to a customer…
Read More

Subscribe to our email list to receive news, updates, and opportunities from the National Association of Certified Credit Counselors

By submitting this form, you are consenting to receive marketing emails from: National Association of Certified Credit Counselors, 442 4th Avenue, Indialantic, FL, 32903, You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact