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Become Certified in Financial Health Counseling

Our Financial Health Counselors Build Brighter Tomorrows


The Certified Financial Health Counselor (CFHC) designation provides counselors/coaches with the knowledge, skills, and abilities to teach clients how to improve their financial well-being. By combining the latest counseling techniques with valuable financial skills, our Financial Health Counselors empower their clients to take control of their finances effectively and independently to improve their present and prepare for their future.

Our Financial Health Counselors:

• Empower and counsel the financially stressed
• Evaluate alternatives such as debt management plans
• Assist clients with spending analysis, money behaviors, and causal factors
• Educate clients to be self-reliant in goal setting and decision-making
• Create action plans with clients
• Assist with challenges related to student loans or affordable housing
• Facilitate life cycle planning in areas of finance
• Establish life goals (education, automobile, home, retirement, etc.) with clients

Financial Health Counselor Job Growth

Financial health counselors have a Bright Outlook according to the O*NET database for the U.S. Department of Labor. A Bright Outlook means the field is expected to see rapid growth and more job openings in the near future.

Click here to learn the difference between a Financial Health Counselor and a Credit Counselor.

$720 ($820 with bound manual)

Refunds are not provided after enrollment.

(Please allow up to 10 business days for delivery.)

Enroll in the online course

Enrollment includes access to our online learning management system. The online course is open enrollment and self-paced with an on-call instructor! It includes exercises, review slides, audio lectures, and a practice exam. The instructor and NACCC support staff are available to assist students throughout the course.


  • Keys to Success: Solutions Through Knowledge
  • Essential Financial Topics and Coaching Techniques
OutlineEnroll IndividualEnroll Group

Request the Exam

Upon completion of the course, fill out the Request Exam Form. Testing materials are sent to the testing site indicated on the form. Proctoring services are required. These are easily arranged through local community colleges, universities, or libraries. Proctoring fees are determined by the proctoring site and may vary from location to location. NACCC also provides webcam proctoring for a one time charge of $50. The individual or firm taking the test is fully responsible for proctor payment.

The certification exam consists of 100 multiple-choice questions that relate directly to the content presented in the study manual. Candidates must answer a minimum of 70 questions correctly to pass.
(Please allow 10 business days for proctor to receive testing materials.)

Request ExamRequest Retake ExamApplication for Cert Renewal

Payment Plan Options with NACCC PAYGO

Unable to pay the enrollment fee in one payment? Pay in four payments of $180 with NACCC PAYGO and get started on your studies today!


Extension Policy

If you are enrolled in any course of study, you have a year from your enrollment date to complete the course and final exam. If you cannot complete the course within the allotted time, we do offer extensions up to six months. The following table lists the required payments for each month of extension.

Extension Pricing

An interactive review seminar for groups of ten or more

Why attend the seminar? The general rule in education is that we learn:
20% of what we see
40 % of what we see and hear
70% of what we see, hear and do

Triple your success rate in passing the exam the first time. Tuition Rates are based on the number of participants. They optimize the performance of your counselors and your entire organization.

Contact Us To Register
Bulk registration and discounts are available