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Become Certified as a Credit Counselor

Educating the Credit Counselors of the Future

Our holistic approach to credit counseling provides our Credit Counselors with the practical financial knowledge and effective counseling techniques to teach clients how to considerably improve their financial well-being.

Our Credit Counselors:

  • Counsel the financially stressed
  • Implement financial plans with clients
  • Educate clients on finances
Credit Counselor Job Growth

According to the U.S. Bureau of Labor Statistics, credit counselors have a projected job growth of 15% by 2024.

Credit counselors have a Bright Outlook according to the O*NET database for the U.S. Department of Labor. A Bright Outlook means the field is expected to see rapid growth and more job openings in the near future.

Explore the difference between Credit  Counselor and Financial Health Counselor Certification Programs

What is the Difference Between a Credit Counselor and a Financial Health Counselor?

Enroll in the online course

Program includes the Keys to Success manual (in online module form) and a supplement manual Credit Counseling Today (in online module form), that focuses on the credit counselor program. An additional supplement, The Power of Negotiation, teaches negotiation and communication strategies.

The online course is instructor-led. It includes exercises, review slides, audio lectures, practice tests and more. While enrolled in the course, you will have access to a weekly live instructor chat. The chat is held every Wednesday at 5:00 Eastern time. An instructor and the NACCC support staff is available to assist students throughout the course.

Curriculum includes essential counseling skills, solution-focused budget analysis and the latest on credit and lending. Successful candidates earn a two-year renewable certificate.

Enrollment includes a membership to the National Association of Certified Credit Counselors. When you pass the exam, your membership will be activated and your continuing education requirements will be tracked toward certification renewal.

OutlineEnroll IndividualEnroll Group

Request the Exam

Upon completion of the course, fill out the Request Exam Form. Testing materials are sent to the testing site indicated on the form. Proctoring services are required. These are easily arranged through local community colleges, universities, or libraries. Proctoring fees are determined by the proctoring site and may vary from location to location. NACCC also provides webcam proctoring for a one time charge of $50. The individual or firm taking the test is fully responsible for proctor payment.

The certification exam consists of 100 multiple-choice questions that relate directly to the content presented in the study manual. Candidates must answer a minimum of 70 questions correctly to pass. (Please allow 7-10 business days for proctor to receive testing materials.)

Request ExamRequest Retake ExamApplication for Cert Renewal

An interactive review seminar/webinar for groups

Why attend the seminar? The general rule in education is that we learn:
20% of what we see
40 % of what we see and hear
70% of what we see, hear and do

Triple your success rate in passing the exam the first time. Tuition Rates are based on the number of participants. Seminars optimize the performance of your counselors and your entire organization.

Contact Us To Register

$600 ($650 with bound manual)

(Please allow up to 10 business days for delivery.)

Refunds are not provided after enrollment.

Payment Plan Option with NACCC PAYGO

Unable to pay the enrollment fee in one payment? Pay in four payments of $180 with NACCC PAYGO and get started on your studies today!

Bulk Pricing
Bulk registration and discounts are available